Combined Insurance founder W. Clement Stone had the desire to "make the world a better place for this and future generations." By placing our focus on your needs, we believe we help make the world a better place, one person at a time.
Our values dictate the way we do business.
As a company, Combined Insurance is:
Customer-centric - making insurance clear and easy for you and meeting your needs is our number one objective
People-driven - differentiating ourselves through the skills and service of our people
Accountable and Ethical - taking responsibility and doing the right thing because it is the right thing to do
Performance-minded - always working to improve your experience and our people's satisfaction
"Combined Insurance Territory Manager - Brian knows more than just his policyholders' names - he knows their stories too. He knows what his clients do for a living and what kinds of needs their families have.
One of his clients is self-employed, and Brian knows that self-employed people have special needs when it comes to insurance. He also knows that if they can't work, they're losing money, which directly affects the family's bottom line. As it turned out, the family didn't know just how important their Combined Insurance coverage was until about two weeks after they purchased their supplemental accident insurance policy.
"Nobody wants to go out and be in an accident. I had a couple call me recently, they have their own business. A lot of times, with self-employed people, if they can't work, they can't support their family."
"They took our family accident coverage for themselves and their two kids. About two weeks later, the husband was out walking in his neighborhood, it was icy outside. Someone in a car wasn't paying attention, talking on a cell phone, and they hit him."
"He was in intensive care for eight days, and in convalescent care for several days after that. That scenario might sound ridiculous, but it happens.
I get calls once a week from clients who needed stitches, or who had minor injuries, but this was one of the most serious cases I've had. You never know when you might need our supplemental accident coverage, but it's good to have it when you do."
Employee Benefits
Medical
Dental
Vision
Long-term Disability
Short-term Disability
401K
Paid Ongoing Training
Growth and Advancement Opportunities
Limited travel in local communities
Advancement
We offer exciting insurance careers with unlimited potential for growth and a merit-based system of advancement.
Achievement
We offer virtually unlimited income potential, sales support, comprehensive benefits and a product mix that makes it easy for you to provide the coverage that helps our customers protect themselves and their families.
Who We Are
Combined Insurance is a leader in supplemental insurance. But more than that, we're focused on understanding your needs and helping you find the right coverage at a good value. We understand that buying supplemental insurance can be confusing. It can be hard to determine your specific insurance needs and difficult to distinguish between the different types of policies. That's why Combined Insurance is here ... to make this easier ... to help you make sure your family is protected when you need it most. Let's Make This Easy.
Mission and Vision
Combined Insurance wants you and your family to be protected Our mission is to provide personal service and exceptional products tailored to help protect you and your family. The world of insurance can be confusing. Combined Insurance is here to help you navigate through it by working with you to identify your specific needs, then offering coverage options to help meet those needs.
"Our daughter was diagnosed with leukemia several years ago. My family and I were covered under Combined Insurance's cancer policy, but in the midst of helping our daughter through her battle with leukemia, my wife and I had forgotten that we carried cancer insurance coverage . Thanks to the team at Combined Insurance, we were able to claim out-of-pocket medical expenses related to her illness even though some time had passed since we received the bills.
Our Combined Insurance Agent pointed out to us that the family cancer insurance coverage we carried was in effect at the time our daughter was diagnosed with leukemia. She helped us get the ball rolling to file our claims. Her suggestion on how best to process the claims brought great peace of mind to myself and my family.The Combined Insurance Customer Service team showed their willingness to work with us in securing the required documentation.
Our thanks to Combined Insurance for approving the claims even though some time had passed since our daughter was first diagnosed. This is a testament to Combined Insurance's dedication to its customers."
-Combined Insurance Policyholder
Let's Make This Easy
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